1. Start Tracking Expenses on Mint.com
Every saving expert tracks all expenses and knows exactly where the money goes. I knew this but have been too lazy to do it at least for five years… It’s time to become a financially responsible human! Many financial gurus including Graham Stephan swears by Mint.com and it’s free, so that’s my choice.
2. Study Credit Cards
I know very little about my credit card. The only thing I do now is to pay off the balance. I don’t even know my credit score. I’m going to do research to take full advantage of my card and possibly switch to a better one. There are so many videos on Youtube and I can’t wait to binge them!
3. Start investing in Stocks
After watching countless videos about long term stock investment, I finally feel ready. I found “Canadian in T-shirt” on Youtube very helpful. I feel like stock is one of the things only financially conscious people take seriously, and it could be a game changer.